⚠️ What Happens If You Die Without a Will in the UK?
If someone dies without a valid Will, they are said to have died “intestate.” This means the law decides who inherits their money, property, and belongings — not the person themselves. The process is often longer, more stressful for loved ones, and may result in outcomes you wouldn’t have chosen.
In this guide, we’ll explain what happens if you die without a Will in the UK, who gets what under the rules of intestacy, and how to make sure your wishes are protected.
Making a Will is the only way to stay in control of who receives your assets — and who looks after any children you leave behind.
🏛️ What Are the Rules of Intestacy?
The UK government sets out a strict legal order for inheritance when there’s no Will. These rules apply in England and Wales (Scotland and Northern Ireland have slightly different laws).
- 👩❤️👨 If you're married or in a civil partnership, your spouse will usually inherit the first £322,000 and half of anything above that.
- 👶 Children share what’s left equally — if no spouse is alive, they inherit everything.
- 👨👩👧👦 If there’s no spouse or children, the estate passes to other family members in a set order (parents, siblings, nieces/nephews, etc.).
- ⚠️ Friends, carers, unmarried partners, and stepchildren do not inherit anything — unless named in a Will.
🚫 What Are the Risks of Dying Without a Will?
- ⏳ Delays: Probate takes longer without clear instructions.
- 💰 Disputes: Family members may disagree over who gets what.
- 👥 Unfair Distribution: People you care about may be excluded.
- 👶 No Guardianship: The courts decide who looks after your children.
- 💔 Lost Legacy: Charities, friends, and stepchildren could get nothing.
Writing a Will removes doubt, gives you control, and helps loved ones avoid unnecessary stress at an already difficult time.
💬 Frequently Asked Questions – Dying Without a Will
Can my partner inherit if we’re not married?
No — unmarried partners have no automatic right to inherit under intestacy laws.
Will my stepchildren inherit anything?
No — stepchildren are not recognised under intestacy rules unless legally adopted.
What happens if I don’t have any family?
If no relatives can be found, your entire estate could go to the Crown (the UK government).
Can I just tell someone what I want instead of writing a Will?
No — only a properly signed and witnessed Will is legally valid. Verbal instructions carry no legal weight.
How can I make sure my wishes are followed?
The only way is to write a Will. It ensures your estate goes to the people (or causes) you care about most.
Protect your loved ones and your legacy. Write your legally binding Will today — just £59 with expert guidance included.
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